Important Disclaimers and Legal Notices

General Disclaimer

The following disclaimers apply to all services and content provided through this website.

All information provided on this website is for general informational purposes only. The content is not intended to be a substitute for professional financial, legal, or tax advice. Always seek the advice of qualified professionals regarding your specific financial situation.

No Professional Advice Disclaimer

The information and consultations provided through our service do not constitute professional financial, legal, tax, or accounting advice. Our service is designed to provide general guidance and analytical reviews only.

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information contained on this website.

Information may become outdated and should be verified independently before making any financial decisions.

Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any:

• Direct damages arising from use of our services or website content
• Indirect, incidental, or consequential damages
• Special, exemplary, or punitive damages
• Lost profits, revenue, or business opportunities

External Links Disclaimer

Our website may contain links to external websites that are not provided or maintained by us.

We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on external websites.

Client Testimonials

Any testimonials or client reviews reflect individual experiences and may not be representative of typical results.

Individual results may vary based on personal circumstances, financial situation, and adherence to recommendations.

Forward-Looking Statements

Certain statements on this website may constitute forward-looking statements regarding future financial trends or market conditions.

Such statements are based on current expectations and are subject to risks and uncertainties that could cause actual results to differ materially.

Governing Law and Jurisdiction

These disclaimers and any disputes arising from them shall be governed by Malaysian law.

Disputes will be resolved in accordance with Malaysian dispute resolution procedures.

User Indemnification

Users agree to indemnify and hold harmless our company, its officers, directors, and employees from any claims, damages, or expenses arising from misuse of our services or violation of these terms.

Severability

If any provision of these disclaimers is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Modifications to Disclaimers

We reserve the right to modify these disclaimers at any time without prior notice.

Continued use of our services constitutes acceptance of any modifications.

Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers.

Contact Information

For questions regarding these disclaimers, please contact us using the information below.